Q. What is a Margin Call?A. If the securities in your account lose value, the value of the collateral that supports your loan will also be valued. If the value of your securities decreases beyond a certain amount, we can issue a margin call to restore the value of your account. Whether or not we abandon a margin call, we have the right to liquidate securities in your account to meet our capital requirements for client margin accounts. We have the right to do so without contacting you beforehand. If we make a margin call, we can give you limited time to answer the call. If the market is unusually volatile, the time you have to answer the call can be reduced by the time normally allowed. Q: What does it mean if I buy securities on Margin? A: A margin account allows you to increase your investment purchasing capacity by borrowing money. If you borrow on margin, use the marketable securities in your account as collateral for a loan.

Q: How do I know if a margin account is for me? A: It is important that you fully understand how a margin account works. Get familiar with our margin policies and practices, as described on this page. If you have any other questions or concerns, you can also call one of our call centre members at (800) 874-6910 Option 4. Margin Risk Disclosure StatementQ: What are the risks associated with margina borrowing? A: There are a number of risks that you need to take into account when deciding to trade margin securities. This includes: F: How does margin borrowing work? A: The Federal Reserve defines the policy that governs margina borrowing. You can get a loan of up to 50% of the market value of many shares that you can hold in your PlanMember Securities/Pershing Brokerage Services account. If you have z.B $10,000 of marginable shares fully paid into your account, you can borrow $5,000 or up to 50% of their value. You can then use twice the amount you borrowed (5,000 x 2 USD – $10,000) to purchase additional marginal securities. If you are not entirely comfortable with borrowing, you should consider limiting your purchases to a cash account that requires you to pay for all securities purchases. Cash accounts are not subject to marginal appeals. Margin account Q-AWith a margin account, you can borrow money from your broker account to buy securities.